Protecting payment card data

- [Instructor] Cybercriminals understood from the start … that credit cards were an attractive target for attack. … The Payment Card Industry governing body, … the PCI Counsel, also understood this threat … and issued the PCI Data Security Standard … as an actionable framework for developing … a robust security regime for cardholder data. … More recently and in the light of state-sponsored attacks … on personal and government data … identified in the Snowden leaks, … government regulators have enacted regulatory requirements … for notification of data breaches, … in particular, the European General Data … Protection Regulations. … This has increased the business liability … in the event of a data breach … and it's now critically important for any business … taking payments through credit cards … to protect their information and transactions. … It helps to understand the terminology of PCI … when reviewing the Data Security Standard. … Let's look at the key terms. … A merchant is someone who takes credit or debit cards …