Customizing templates to fit your unique needs

- If you're about to create a business type application,…say a loan amortization schedule,…don't overlook the fact that Excel has built into it…quite a few different templates, they're called.…And this is one of them.…I've modified this slightly.…I want to show you not only how to open one of these…but also how to make changes to it…that could be to your advantage.…The Loan Amortization Schedule that we're seeing here…is flexible, in that the heart of it…actually is the list that we see starting in Row 18.…It shows the month-by-month payment,…in this case, a payment on a house loan,…over a thirty year period.…

First of all, how do we find this?…On the File tab in the ribbon,…we can choose New.…Now, I've opened this recently…so it appears in my list here.…You wouldn't see this unless you had opened it recently…and you might not see it at all…as you look up and down this list of templates.…The beauty of these is that they have nice designs…and they've got a lot of built in formulas.…You don't have to do much work with them at all.…