From the course: Start Young for Your Best Retirement

Unlock the full course today

Join today to access over 22,600 courses taught by industry experts or purchase this course individually.

So now what?

So now what?

From the course: Start Young for Your Best Retirement

Start my 1-month free trial

So now what?

- There's a lot of information to absorb in personal finance. The good news is that once you know it, you know it. The bad news is just knowing the information doesn't mean you'll adopt lifelong healthy habits. So what are the top eight actions for you to adopt for lifelong financial health and the retirement of your dreams? First, spend what's left over after saving, not the other way around. Aim for 20% and start building. Then get organized by automating savings, bill payments, and debt reduction. Get to where you can pay your credit card in full each month. If you have a balance now, pay it down. If you're offered free money such as employer matches on retirement savings, take it. Look into tax-advantaged savings vehicles like college savings funds, health savings accounts, or individual retirement accounts, and set them up, too, and contribute to them. Next, set savings goals. Make a plan to meet them and check in regularly and put it on your calendar. Track your real data, even…

Contents