Managing your personal finances

- I want to give you four things to be thinking about … during this unsettling time. … The first one is your income. … Do you anticipate any changes to your income, … either short-term or mid-term due to the coronavirus? … If so, be stocking up cash as much as you can … so that you can weather some changes in income … that might be coming up. … There's also some government programs … that will be coming out, … forgiveness of some student loan interest. … There may be some paid family leave … and some sick leave that you can take advantage of … to help supplement income if needed. … The second thing I want you to be thinking about … are your expenses. … Are your expenses increased a bit … over the last few weeks due to the coronavirus? … Or maybe are they decreasing … because you're no longer even able to get childcare, … let alone pay for it. … If your expenses are increasing, … think about ways that you can cover that … without going into debt. … If your expenses are lower than expected, …