From the course: Financial Wellness: Managing Personal Cash Flow
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Gathering information about your finances
From the course: Financial Wellness: Managing Personal Cash Flow
Gathering information about your finances
- We begin by looking at how money goes in and out in your life today. Please take a moment to download the Financial Wellness Cash Flow Worksheet attached to this video. The outflow side is divided into four sections, committed monthly expenses and flexible monthly expenses, and committed periodic expenses and flexible periodic expenses. Now, committed in our case doesn't mean that you can't ever change these things. It just means that it's not something that you're deciding on a moment to moment basis. At some point you've already signed that lease or contract for your cellphone plan, you know you should expect a bill from your energy company, and so on. The items in this category are all pretty easy to find out. Some of them you might already know off the top of your head, but a quick review of your bank or credit card statement will confirm the exact amounts. You'll notice on the worksheet that we specify credit…
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