From the course: Budgeting in Real Life

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Balance spending and saving to excel

Balance spending and saving to excel

From the course: Budgeting in Real Life

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Balance spending and saving to excel

- You know what drives me nuts? Listening to financial experts trying to convince us that we should feel guilty for buying a latte or for going out for drinks, or for taking a vacation, God forbid. Sure, you could work three jobs and never see your family and eat nothing but Top Ramen and be rich someday, but if you ask me, that sounds miserable. The fact is, if you don't proactively find a way to put fun into your budget, then every splurge with throw you off track. I want to show you how to incorporate fun into your budget from the ground floor so that you can splurge a little and still stay on track. Restrictive budgeting just isn't sustainable, just like crash diets don't work, at least not in the longterm. At the same time, not having any boundaries around splurging makes it more likely that you'll overspend or that you'll feel guilty when you do splurge. The most successful budgets cover your expenses,…

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