Join Jane Barratt for an in-depth discussion in this video Stocks, part of Personal Investing Basics.
- If you had a choice to invest in real estate, gold,…bonds or stocks, which option has historically has…given the best return?…It's stocks, hands down.…Through thick and thin, the US stock market has…returned 5%.…Even after depression, dot com bubbles,…economic melt-downs, stocks still have the…best returns over time of all asset classes.…Let's look at stocks and see why they have…traditionally been such good investments.…First, let's start with what a stock is.…
Stocks, also called equities or shares,…own ownership stake in a company.…When you buy a share, you actually become…an owner of a small percentage of a company.…As an owner, you get some benefits which vary…depending on what kind of stock you own.…There's two types of stock you can buy.…First are common shares.…These are by far the most widely used form of stocks.…They give the shareholder the right to vote at shareholder…meetings and a right to a share of the company's profits…if the company offers dividend payments.…
Common shares are traded on stock markets and have prices…
Jane is the founder of GoldBean, an online investing platform that helps first-time and experienced investors alike take their investments into their own hands. In this course, she shares her investment strategies with you. She breaks down the market into its five basic building blocks—cash and equivalents, stocks, bonds, funds, and insurance products—and the different vehicles where you can invest these building blocks. She also covers topics such as the importance of a balanced portfolio, understanding and managing your risk, identifying value in the market, and building your "money muscles" over time. Plus, learn how to calculate the rate of return of a portfolio vs. general market performance. Last, Jane outlines the options for DIY investing, when it makes sense to work with an advisor, and how to avoid costly investment fees.
- Why should you invest?
- Understanding compound interest
- Comparing stocks, bonds, and funds
- Managing risk
- Building a portfolio
- Finding where to invest money
- Working with a financial advisor